Broker Check

Investment Management

Future Finances, Inc. is passionate about protecting our clients' wealth. Our investment philosophy has been developed over the past 35 years, and we strive to generate attractive returns with appropriate risk through both good and bad market cycles. Unlike passively managed accounts provided by typical advisors, we make dynamic adjustments to our client's portfolios as the economic and financial landscapes change. We help clients reach their financial goals with peace of mind.

Investment Process

Any successful investment approach requires a flexible plan for dealing with the dynamic global economy and financial markets. As the economy and markets move through both good and bad cycles, our prudent investment strategy is designed to steadily grow portfolio wealth without taking undue risk.

Our investment strategy is a continuous process that starts with defining your investment parameters through to portfolio monitoring. The cycle does not end and changes to keep up with the evolving investment landscape.

01
Determine Investment
Parameters and Review
  • Cash Flow Needs

  • Risk Tolerance

  • Performance Objectives

  • Time Horizon

  • Tax & Estate Planning Needs

02
Define Investment
Strategy/Portfolio
  • Maximize Risk/Reward Trade-Off

  • Determine Suitability of Investment Vehicles

03
Implement Investment
Strategy
  • Select Investment Vehicles via Core and Satellite

04
Portfolio Monitoring/ Performance
Measurement
  • Portfolio Rebalancing

  • Portfolio Attribution

  • Tracking & Reporting

  • Ongoing Review of Objectives & Strategies

  • Strategic & Tactical Adjustments

Portfolio Construction

The cornerstone to our investment philosophy rests on the core belief of building wealth consistently by minimizing portfolio risk. To that end we employ a Core and Satellite approach that relies upon both fundamental and technical analysis. The strategy allows us to seek attractive investment opportunities and to manage risk by adjusting the distribution of assets to take advantage of market conditions. This unique and time-tested approach allows us to locate opportunities across the investment landscape.

Portfolio Management

Through our Portfolio Management process, we provide a seamless transition and integration to address your needs and objectives. Through this detailed process we analyze many aspects of your financial life and use our portfolio construction methodology to create an investment strategy to meet your goals. We guide you through this process with the goal of creating a comprehensive portfolio strategy for your unique financial situation.

Provides seamless transition and integration
to address the Client’s needs and objectives
Determine
Investment
Parameters
  • Cash Flow Needs

  • Risk Tolerance

  • Performance Objectives

  • Time Horizon

  • Tax & Estate Planning Needs

  • Active/Passive Managemevnt

Define
Investment
Strategy
  • Maximize Risk Reward Trade-Off

  • Tailor Asset Alloctioan

  • Analyze Tax Implications

  • Review Estate Planning Needs

  • Active/Passive Management

Implement
Investment
Strategy
  • Investment Selection

  • Allocation of Funds

Performance
Measurement
  • Portfolio Rebalancing

  • Performance Attribution

  • Tracking & Reporting

Implement
Investment
Strategy
  • Ongoing Review of Objectives & Strategies

  • Altered Client Circumstances

  • Altered Financial Market Conditions

  • Strategic & Tactical Adjustments